From the "Everybody Else Is Doing It" department:

There's no way in the world I wouldn't check out and sign up for something as intriguing as NetworthIQ.

Okay, so maybe I was a little slow in signing up. At least it got done. Lately, just getting something DONE is a big accomplishment for me.

Here's my NetworthIQ public profile: NetworthIQ: Storyteller1

As long as I can remember to do it, I'll update my NetworthIQ profile whenever I update my Monthly Status reports on the main IYM site.

I've repeatedly told folks that the biggest benefit of creating IYM and this blog was the "instant accountability" I felt towards my readers (even the imagined ones, early on!). If people are reading my stuff — and, amazingly enough, the logs and emails say they are — then I'd have to be a dolt to go around doing stupid stuff with my money, right?

Wait. Now that I think about it, that might be a great idea for a site. If people tune in week after week to see guys and girls get dumped on in shows like The Bachelor / The Bachelorette and Average Joe, they'd probably flock to a site where somebody makes a habit out of burying himself in debt and other dumb decisions. It's that whole "Well, at least I'm not that bad" reality-show thing, right? Lots of people get a big kick out of seeing The Other Guy do worse than they are.

The trick, of course, is to make sure the fame and notoriety more than makes up for the stupid money stuff you do to get said fame and notoriety.

So there you go: Someone else can take this germ of an idea and run with it. Do it right, I bet, and within months you'll be all over the talk-show circuit. I don't really have the time to pull it off, nor do I have, at this point in my life, the required tidal wave of self-destructive tendencies. Plus talk shows make me queasy.

Wait again! Even better idea: Create a fake persona and bury him / her in debt and stupid decisions, and then blog about it on the 'net. Of course doing this would be illegal, but what's life without some risk here and there?

Plus — and here's my desperate attempt to get back on topic — you could help the guys at NetworthIQ beta-test their system, seeing just how well it handles ever-decreasing negative net worths.

Don't say I never gave you guys anything!