I'd be fibbing if I said I hadn't been looking forward to this for a while:

Networth IQ: My Net Worth

As of July 2006, our household net worth breached the $100,000 mark for the first time ... and, more importantly, closed the month above it. We finished July with a net worth of roughly $100,048.

No, $100k isn't all that much anymore. But it's a far cry better than where we were a few years ago. As a random point of reference, in October of 2003, our net worth sat at $45,788.

Back then, we had ~$2,500 more in short-term liabilities than in liquid assets. We also carried ~$6,047 in student loans. By that time, I had whittled down these amounts pretty handily since I'd started this site and blog (see February 2002).

Now, of course, I have neither. What credit-card balance I have (~$18k) is entirely due to zero-percent arbitrage, which means that (1) I can pay it off anytime I want, and (2) it's making me money.

I also now have a car payment, which is regrettable. But with the loan rate fixed at 3.95 APR, and savings paying me 5.15 APY (~4.11% after taxes), I'm not losing a great deal of sleep over it at the moment.

So pardon me if I feel the urge to put back a cold Heineken this evening. I've been looking forward to $100k for quite some time!